You’re shopping for houses and you’ve got your mortgage pre-qualification lined up. Great!
Keep in mind that there a few things you should NOT do:
Don’t make a major purchase. This will change your credit score and can possibly disqualify you from a mortgage. Lenders look at your debt compared to your income.
Don’t change jobs unless it’s absolutely necessary. A consistent work history is crucial to lenders. Lenders usually want to see about 2 years in the same industry.
Don’t ignore lender requirements. Be absolutely clear on what the lender requires from you throughout the process and be sure to follow up on these items. Time is of the Essence!
Don’t go it alone. Give me a call today so I can help you navigate the process and help you find the home of your dreams.